SMC-L: Loss of Both Feet, Both Hands, or Combination
38 USC § 1114(l) • Special Monthly Compensation
One of the highest compensation levels for catastrophic service-connected disabilities
Monthly Addition
~$4,194
Critical Information
SMC-L is in addition to your base disability rating compensation. This is not a rating percentage - it's a separate monthly payment added to your total.
Typical Total Compensation:
100% Base Rating ($3,938.58) + SMC-L ($4,194) = $7,931/month
+ Additional amounts for dependents (spouse, children, parents)
Who Qualifies for SMC-L?
You qualify for SMC-L if you have any one of the following service-connected conditions:
🖐️ Anatomical Loss or Loss of Use of Both Hands
Both hands amputated or completely non-functional (at or above the wrist)
See full guide for DC 5106 →🦶 Anatomical Loss or Loss of Use of Both Feet
Both feet amputated or completely non-functional (at or above the ankle)
🖐️🦶 One Hand AND One Foot
Anatomical loss or loss of use of one hand combined with one foot
👁️ Blindness in Both Eyes
Visual acuity of 5/200 or less in both eyes, with or without corrective lenses
🛏️ Permanently Bedridden
Permanently bedridden or so nearly bedridden as to require constant care
🏠 Regular Aid and Attendance
In need of regular aid and attendance (assistance with daily living activities)
Higher SMC Levels (Beyond L)
If you have additional severe disabilities or need aid and attendance, you may qualify for even higher SMC payments:
SMC-M
~$5,497/moLoss of both hands (anatomical or loss of use) with need for aid and attendance
SMC-N
~$4,977/moLoss of both feet (anatomical or loss of use) with need for aid and attendance
SMC-O
~$5,497/moLoss of one hand and one foot (anatomical or loss of use) with need for aid and attendance
SMC-P, R, S, T, etc.
VariesAdditional levels for multiple severe disabilities, complete immobility, or additional aid & attendance requirements
Important: SMC levels can stack and combine in complex ways. Some veterans with multiple catastrophic injuries receive $8,000-$10,000+/month. Professional representation by a VA attorney or experienced VSO is essential to ensure proper SMC level determination.
How to File for SMC-L
File for Your Base Disability Rating
Use VA Form 21-526EZ to file for the underlying condition (e.g., bilateral hand amputation under DC 5106 = automatic 100%).
Explicitly Request SMC Evaluation
Use VA Form 21-0847 (Request for Increased Compensation Based on SMC). State clearly which SMC level you believe you qualify for and why.
Submit Comprehensive Evidence
Include all medical records documenting the loss, functional capacity evaluations, photos/videos, and aid & attendance evidence if applicable.
Work with a Professional
SMC-L alone is worth $50,000+/year. Errors in SMC level determination can cost tens of thousands. Use a VA-accredited attorney or experienced VSO who specializes in catastrophic injury claims.
Related Condition Guides
⚠️ Important Disclaimer
This page provides general educational information based on public VA regulations and VA.gov resources. It is not legal or medical advice, and My Claim Packet is not a VA-accredited representative. Any worksheets or draft documents produced by the tools must be reviewed for accuracy and are not filed with VA for you. Ratings and service connection are decided case-by-case from the individual record. Consult a VA-accredited VSO, claims agent, attorney, or qualified clinician for help with your situation, and verify current rules using the linked official source.