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SMC-L: Loss of Both Feet, Both Hands, or Combination

38 USC § 1114(l)

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High-Level SMC: ~$4,194/month

One of the highest levels of SMC for catastrophic disabilities.

What is SMC-L?

SMC-L is awarded for the most severe service-connected disabilities involving loss or loss of use of multiple extremities, severe blindness, or being permanently bedridden/needing regular aid and attendance.

Qualifying Conditions (any one qualifies)

  • Anatomical loss or loss of use of both feet
  • Anatomical loss or loss of use of both hands
  • Anatomical loss or loss of use of one hand and one foot
  • Blindness in both eyes with visual acuity of 5/200 or less
  • Permanently bedridden due to service-connected disabilities
  • In need of regular aid and attendance due to service-connected disabilities

Evidence Requirements

  • 📋Medical Evidence: Surgical records, prosthetic device prescriptions, specialist evaluations
  • 📋Functional Capacity Evaluations: Documentation of inability to perform daily activities
  • 📋Aid & Attendance Evidence: Caregiver statements, daily care logs, nursing assessments
  • 📋Service Connection Proof: In-service injury/event documentation or nexus to existing service-connected condition

Additional SMC Levels

SMC-L can combine with higher levels (M, N, O, P, R, etc.) for even more severe combinations of disabilities or additional aid and attendance needs.

Disclaimer: SMC regulations are complex. These rates are approximate 2026 values and may vary based on specific circumstances. Always consult with a VA-accredited representative or attorney for personalized guidance.